For first-time buyers

Know exactly what your first home will cost, before you commit.

Add your income, housing costs and everyday bills to see your real monthly budget, what's left over, and everything you'll need to buy for the move.

Five free tools, no account needed · Premium unlocks more

Affordability Calculator

Add your income, housing costs and everyday bills to see your real take-home pay and what's left each month.

No account needed

Stamp Duty Calculator

Estimate the Stamp Duty Land Tax on your first home, with first-time buyer relief built in.

No account needed

Mortgage Overpayments

See how much interest you could save by overpaying your mortgage each month.

No account needed

Buying Timeline

A step-by-step roadmap of the UK home-buying process, from saving your deposit to collecting your keys.

No account needed

House Items

Budget the furniture and essentials for every room and watch the running total grow.

Fees & Costs

Track every fee and cost so you know exactly what you've spent on the move.

Monthly Spending

Keep on top of everything you spend each month so your budget stays realistic.

Snagging List

Log property defects by room, add photos and export a tidy PDF report.

Partners & Discounts

Browse approved businesses, their member offers and exclusive promo codes.

To Do List

Build your own moving checklist with handy suggestions like changing your address and taking meter readings.

Documents & Policies

Store and track insurance policies, warranties and certificates with expiry dates so nothing lapses unnoticed.

Couple Profiles

Link with your partner to share your affordability profile, house items and more. If either of you has Premium, you both get full access.

No account needed

Try these straight away, no sign-up

These tools are open to everyone - just tap one and start working out your numbers.

To save your progress

Make a free account

An account keeps everything you enter - your affordability figures, house items and to do list - so you can come back to it any time, on any device.

Free to start. Our calculators, the buying timeline and helpful links are always free - upgrade to Premium for £2.99/month to unlock Fees & Costs, Monthly Spending, the Snagging List, a To Do List and Documents & Policies.

Upgrade for full access
Loved by buyers

What our customers say

Real stories from first-time buyers who planned their move with confidence.

This app made everything so clear. I finally understood what I could actually afford before booking viewings. Saved me from a costly mistake!

S

Sarah M.

Manchester

The snagging list was a lifesaver when I moved in. Photo evidence and a neat PDF meant the developer fixed everything within a week.

J

James T.

Leeds

Being able to combine both our incomes and see a real monthly budget gave us the confidence to put an offer in. Wish we'd found it sooner.

P

Priya & Tom

Birmingham

Brilliant little tool. Tracking all the fees meant no nasty surprises on completion day. The house items list kept our spending in check too.

D

Daniel R.

Bristol

As a first-time buyer on my own, this made the whole process feel manageable instead of terrifying. The helpful links are genuinely useful.

H

Hannah K.

Newcastle

This app made everything so clear. I finally understood what I could actually afford before booking viewings. Saved me from a costly mistake!

S

Sarah M.

Manchester

The snagging list was a lifesaver when I moved in. Photo evidence and a neat PDF meant the developer fixed everything within a week.

J

James T.

Leeds

Being able to combine both our incomes and see a real monthly budget gave us the confidence to put an offer in. Wish we'd found it sooner.

P

Priya & Tom

Birmingham

Brilliant little tool. Tracking all the fees meant no nasty surprises on completion day. The house items list kept our spending in check too.

D

Daniel R.

Bristol

As a first-time buyer on my own, this made the whole process feel manageable instead of terrifying. The helpful links are genuinely useful.

H

Hannah K.

Newcastle

Made for mobile

Add it to your phone - no app store needed

First House Planner runs right in your browser but is built to feel like a native app on your phone. Save it straight to your home screen so it sits with your other apps and opens full screen.

On iPhone (Safari)

  1. 1. Open this site in Safari.
  2. 2. Tap the Share button at the bottom.
  3. 3. Choose "Add to Home Screen".
  4. 4. Tap Add - it appears with your other apps.

On Android (Chrome)

  1. 1. Open this site in Chrome.
  2. 2. Tap the menu ⋮ (top right).
  3. 3. Choose "Add to Home screen".
  4. 4. Tap Add - it appears with your other apps.

Ready to take control of your house buying journey?

Create an account in under a minute and start planning your move with confidence.

Get started